Rga Employee benefits page

Employee Benefits

rGa offers complete consulting and actuarial services for the full spectrum of group benefits including assistance in the following areas: Design, Funding, Administration

Design:

Selection of benefit types and levels consistent with employee needs and cost constraints

Analysis of new group benefits and new approaches to different benefits

Use of employee contributions to expand available options or to introduce "flexible" benefits - while containing costs

Review, installation and maintenance of managed care programs

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Funding:

Analysis of the financial risks inherent in various funding alternatives, including the feasibility of fully or partially self-insuring certain benefits
Annual cash flow analysis
Calculation of claim reserves
Analysis of stop-loss coverage
Selection of insurance carriers and evaluation of contract offerings

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Administration:

Plan documentation

Establishing administrative procedures and responsibilities

Reporting and disclosure obligations

Review of claims experience

Review of retention charges and proposed rate revision

COBRA/HIPAA

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