Employee Benefit Plans

Actuarial Analysis

rGa has the experience and in-depth knowledge to perform many actuarial and actuarial-related tasks to best serve our clients. The following is a summary of the actuarial services we provide, which include:

Retirement Plans

  • Actuarial Analysis and Review of Assumptions
  • Actuarial Valuations, including Presentation of Reports
  • Annual Government Filings:
    – Form 5500 – Schedules MB and SB
    – PBGC Comprehensive Premium Filing
  • Annual PPA Zone Certification or AFTAP Certification
  • Asset / Liability Analysis
  • Benefit Calculations and Review
  • Consolidations and Plan Merger Analysis
  • Employee Census Data Reconciliation and Review
  • Financial Accounting Standards Board (FASB) Disclosures under:
    – ASC 715 (formerly FASB Statement Nos. 87, 88, 132, 158 and 106)
    – ASC 715-80 (multiemployer plans only)
    – ASC 960 (formerly FASB Statement No. 35)
  • Meeting Attendance
  • Non-Discrimination Testing for Compliance
  • Pension Protection Act of 2006 (PPA) Funding Improvement & Rehabilitation Plans

Health Plans

  • Actuarial Valuations and Presentation of Reports for Disclosures under:
    – Financial Accounting Standards Board (FASB)
    – ASC 965 (formerly Statement of Position 92-6, as amended by
    SOP 01-2)
    – Government Accounting Standards Board (GASB) 45
  • Analysis and implementation of the requirements of PPACA
  • Calculation of COBRA Rates
  • Cash Flow Projections / Cost Management
  • Consolidations and Plan Merger Analyses
  • Managed Care Analysis, HMO, POS, PPO and other Alternative Approaches
  • Medicare Part D, Actuarial Attestation
  • Meeting Attendance
  • Renewal Analysis for Self-Funded and Fully Insured Programs
  • Stop-Loss Renewals and Analysis

The Patient Protection and Affordable Care Act and its ensuing regulations continue to be implemented. Most of the required changes for compliance must be implemented in full force by 2014. Surveys suggest that most organizations are likely to continue to provide health coverage and meet the design compliance. Strategic discussions between organizations that sponsor plans and their advisers will continue as this deadline draws ever closer.

rGa is regularly retained to perform on-going multiple actuarial tasks collectively. However, we are available to complete or provide consulting services for any single actuarial project.

We invite you to contact us with your questions and the specific issues and requirements related to your particular plan, at your convenience.



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rGa has the experience and in-depth knowledge to perform many actuarial and actuarial-related tasks in serving clients.
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Consulting & Support

Our staff has experience and in-depth knowledge to perform a wide spectrum of Administrative Consulting and Support tasks in serving clients. Learn More