Benefits Consulting

Health & Welfare Plans

rGa explores innovative solutions to help reduce costs and create contemporary designs and delivery methods for all sectors of health benefit plans.

We focus on the plan sponsor’s objectives in providing meaningful employee benefits for its plan participants. We work with active and retired employees’ programs, as well as other post-employment benefit plans. We measure future liabilities and assist plan sponsors in self-funded, fully insured, and other cost saving techniques for traditional and contemporary programs, such as incentive-based consumer driven designs.

The full implementation of the Patient Protection and Affordable Care Act (PPACA) continues. Although its status was on pause for a while, the impact of the law and its regulations are a matter that must be addressed by all health plans. The scope of the changes is broad and intense and will require regular updating into upcoming years.

We guide, assist and advise our clients through this maze of shifting regulations by proactively keeping in line with ongoing changes. We assist our clients with COBRA, HIPAA, and the dynamics of changes in the prescription plans triggered by Pharmacy Benefit Managers (PBM). We analyze the cost difference among PPOs, HMOs, and POS plans, as well as the insurance carriers and other networks that market their programs. We keep our clients aware of the enormous changes that are on the horizon and the effects they will have on their employee benefit plans and their participants.

Contact rGa today. Our skilled and dedicated team of experienced professionals will identify and exceed your needs and goals. We will assist you in finding the answers to all of your health benefit questions.

Learn more about the Affordable Care Act (ACA)



Innovative solutions for various forms of health and pension plan designs, funding and administrative operations. Learn More



rGa has the experience and in-depth knowledge to perform many actuarial and actuarial-related tasks in serving clients.
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Consulting & Support

Our staff has experience and in-depth knowledge to perform a wide spectrum of Administrative Consulting and Support tasks in serving clients. Learn More